Your Trusted Financial Partner in Singapore
Hassle-free, legal loan solutions with quick approvals and flexible repayment plans. Get the financial support you need—fast and transparently!
About Us
At Fortune Capital, we are a trusted and licensed loan provider in Singapore, committed to offering
transparent and responsible financial solutions. Our mission is to help individuals and businesses access
fast, hassle-free loans while ensuring full compliance with Singapore's legal lending regulations.
With a customer-first approach, we provide tailored loan options to suit your needs—whether it’s for
personal expenses, business growth, or emergency financial support. Our streamlined process ensures quick
approvals, competitive rates, and flexible repayment plans, all designed to make borrowing simple and
stress-free.
- Quick Approvals.
- Competitive Rates.
- Flexible Repayment Plans
Our Strengths
Services
We provide fast, secure, and legal loan solutions tailored to your needs. Whether you're an individual seeking financial support or a business looking for funding, our hassle-free process ensures quick approvals and flexible repayment options. Explore our range of services designed to help you achieve financial stability with confidence
Personal Loans
Get quick and hassle-free personal loans with flexible repayment options to meet your financial needs.
Business Loans
Empower your business with fast funding solutions tailored to support growth and cash flow management.
Debt Consolidation Loans
Simplify your finances by combining multiple debts into a single, manageable repayment plan.
Emergency Loans
Access immediate financial assistance for urgent expenses with our fast approval process.
Call To Action
No idea how to start? Just one click away on your call for next action.
Interest Rates
| LOAN AMOUNT (SGD) | 5% (6 MONTHS) | 7% (12 MONTHS) | 9% (24 MONTHS) | 11% (36 MONTHS) | 13% (48 MONTHS) | 15% (50 MONTHS) |
|---|---|---|---|---|---|---|
| 1,000 | 175 | 90 | 46 | - | - | - |
| 2,000 | 350 | 179 | 90 | 61 | - | - |
| 3,000 | 525 | 268 | 137 | 93 | - | - |
| 5,000 | 875 | 446 | 228 | 155 | 118 | 115 |
| 10,000 | 1,750 | 892 | 455 | 309 | 236 | 230 |
| 30,000 | 5,250 | 2,675 | 1,363 | 925 | 708 | 690 |
| 50,000 | 8,750 | 4,460 | 2,271 | 1,542 | 1,180 | 1,150 |
| 100,000 | 17,500 | 8,917 | 4,542 | 3,084 | 2,355 | 2,300 |
Testimonials
Alex Chong
IT Programmer
Thank you for sending me the comparison report and explain how everything worked.
Samy Lim
Designer
Found some of the lowest loan offers in here. Saved my time and effort.
Jeanne Lim
Store Owner
Overall great service and really comprehensive comparisons.
Ahmad Faiz
Freelancer
Saw their ad when I was needed some money to turn things around.
Terry
Accountant
Definitely 5 stars for the service.
Frequently Asked Questions
Don't hesitate to ask us for any questions.
What should I consider before applying for a loan?
Before you approach a moneylender, consider the various financial assistance schemes that are
offered by Government agencies. After exploring these alternatives and you still can't address your
financial needs, then you should look for a licensed moneylender for help.
Before you make
any loan, consider what is the amount of money that you need and do not borrow more
than what you can repay. Consult our loan specialists to find out what type of loan is suitable for
you. Make sure you have fully understood the terms and conditions applied to the loan contract.
You are legally obliged to fulfil any loan contract. Bear in mind that if you are unable to
adhere
to the contractual terms, the late payment fees and interest payment will be an additional burden
for you and your family.
What are the interest rates that licensed moneylenders can charge?
With effect from 1 October 2015, the maximum interest rate moneylenders can charge is 4% per month.
This is the maximum rate of late interest a moneylender can charge. It applies regardless of the
borrower's income and whether the loan is an unsecured or secured one.
Late interest only
applies to the amount that is repaid late. For example, if Person A takes a loan of $10000, and
fails to pay for the first instalment of $3000, the moneylender can charge the late interest on
$3000 but not on the remaining $7000 that is not due yet.
What are the fees that Moneylenders can charge?
With effect from 1 October 2015, all moneylenders are only allowed to impose the following charges:
a) Fee not exceeding $60 for each month of late repayment;
b) Fee not exceeding 10% of the principal of the loan when a loan is approved; and
c) Legal costs ordered by the court for a successful claim by the moneylender for the recovery of
the loan
The total charges, which include interest, late interest and administrative fee, imposed by
a moneylender cannot exceed the principal of the loan.
How do I know if a moneylender is licensed?
You may visit https://rom.mlaw.gov.sg to access the list of licensed moneylenders.
Be mindful of the moneylenders if they:
a) Use abusive language or threatening word towards you
b) Request for your SingPass user ID and/or password
c) Retain your NRIC card or other personal ID documents
d) Grant you a loan without giving you the Note of Contract
e) Grant you a loan before you submit all the relevant documents and application form
f) Withhold any part of your principal loan
The practices mentioned above are not acceptable. Report the moneylender to Registry of Moneylenders
immediately if you encounter one.
What to do after being granted a loan?
Check that the moneylender has delivered to you the correct principal amount of the loan. The
moneylender is only allowed an upfront deduction of loan approval that amounts up to 10% of the
principal amount.
Ensure that you receive a statement of account for all your loan(s) atleast once every January and
July, check that all the information provided is correct. You will also need to receive a receipt
every time you make any repayment towards your loan. Safe keep these documents as evidence of
payments.
Remember to pay the loan instalments on time to avoid incurring late payment fees and late interest.
Contact
Call us for your necessity!